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Agriculture is dependent on many variables including climatic changes, changes in demand for products or changes in supply of products, and these changes normally require the stakeholder to change in order to survive.

We pride ourselves on being the leading provider of tailor-made agricultural finance to commercial farmers countrywide. As an agricultural player we understand both farming and the financial requirements of our clients. We offer farmers a competitive and economical finance structure, with services that are easy to understand, transparently administered, and accurate.


Our Solutions

  • Mortgage bond finance for the purchasing of land
  • Flexible security options
  • Product specific seasonal facilities for the purchase of production inputs
  • Term loans for new infrastructure
  • Financing for the purchase of new and second-hand agricultural equipment
  • Revolving credit
  • Online services – eAccounts
  • Tailor made products for Empowerment transactions
  • Finance for new era farmers coupled with training, development and mentorship

Why use our services

  • Financing structures offer competitive interest rates and securities
  • Revolving credit can be utilised in the same way as an overdraft facility for general farming expenses
  • The structure is flexible – if excess funds are paid into a term loan, the balance is available to withdraw at any time
  • Competitive offering – should a client choose to settle a hire purchase agreement earlier than the original term, this would be allowed at no penalty interest
  • Pre-approvals are concluded before the season starts
  • No non-utilisation fees are charged
  • Competitive credit application turnaround times
  • eAccounts platform with online transaction capability

Our product range and high levels of service and execution excellence will ensure

  • Flexibility to accommodate your specific requirements
  • Competitiveness in terms of costs through our one-stop strategy
  • Continuous effort to satisfy your needs through the provision of tailor-made solutions
  • Enhancement of your business through our extensive range of value adding product and service offerings
  • A dedicated team of specialists in their various fields that subscribe to the values of integrity, passion, accountability, respect, team work, innovation and service excellence as a way of doing business
View our brochure

UNIGRO Insurance

Leave your agricultural insurance in our hands

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Contact Us

Tel:         + 27 11 063 2347

FSP No.1435  |  Member of FIA
Address:  12 Byls Bridge Boulevard, Highveld Ext 73, Centurion

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