PROVIDING INSURANCE
AFGRI Insurance Brokers has vast knowledge of and experience in all aspects of short-term and life insurance.
Products and services include
Our relationships with all major insurers, along with our ability and experience to understand risks, provide us with a competitive edge.
We are able to assist clients in identifying potential risks and provide tailor-made solutions to mitigate those risks. We pride ourselves in providing quality service not only to small commercial and industrial clients but also to larger commercial and corporate clients, especially those involved in the agricultural sector. Our ability to issue policy documentation on-site enhances our service offering, a function endorsed by a number of major insurers.
Crop Insurance
Rising interest rates, food prices, input and production costs and a decrease in the producer’s securities, makes Crop Insurance a necessity.
This product caters for not only your established farmer but also your emerging farmer who requires credit products that can be secured with crop insurance policies.
We are able to provide insurance underwritten by prudent insurers, covering hail, extended hail, wind, transit, fire, frost and multiperil. Our specialised team are available to discuss your needs with you.
Short-term Insurance (Including Commercial, Industrial, Corporate and Agricultural)
Short-term Insurance is a contract between you and the insurer covering your assets in the case of damage or loss. The contract stipulates that the Insurer will pay you a set amount of money, or will replace or repair your asset in the event of an insurable loss.
Our vast years of experience and expertise enable us to assist you in identifying potential risks, and tailor make solutions to mitigate those risks. We pride ourselves in providing quality service and advice to private individuals, commercial, industrial and corporate clients, especially those involved in the agricultural sector. Our ability to issue policy documentation on site, enhances our service offering to our clients, a function endorsed by a number of major insurers.
Commercial, Industrial, Corporate and Agricultural
Examples of cover being: Assets All Risks, Liability, Business Interruption/Loss of Profits, Motor, Fidelity, Guarantee/Commercial Crime, Financial/Performance Guarantees.
Personal Lines
Alternatively known as Domestic Insurance, AFGRI Insurance Brokers have developed expertise over many years both on service and product knowledge relating to clients’ personal portfolios.
This has translated into offering our clients a competitive product at an equally competitive premium based on their loss history and lifestyle. Indemnity with regards to our motor product is on Retail Value and not Market Value in the event of a total loss, a basis of settlement often used by other service providers. Other benefits include a nil excess structure offered to retired people.
Medical Aid Solutions
AFGRI Insurance Brokers now handles the Discovery and ThebeMed Medical schemes for and on behalf of the AFGRI Group. This approach has opened the door to all clients in providing expert Medical Aid advice with a wide selection of alternative service providers.
Life and Credit Life Insurance
Credit Life Insurance is a decreasing term policy taken out by the consumer to cover the risks of a specific debt. The benefit reduces on a yearly basis as your debt reduces and is valid for the whole loan contract period. The benefit of this type of cover is that unlike most life policies, you are not required to provide evidence of good health.
However the application for this type of cover requires that you disclose any medical conditions that you are suffering from or that you may have suffered from previously.
This cover protects your dependents from having to pay for your debt. Credit Life Insurance not only pays in the event of your death, but may cover you in the event of you becoming disabled (occupation based) leaving you medically unfit for work, in order for you to earn an income and service the debt.
AFGRI Insurance Brokers are also recognized by all major Life Insurance Companies. We can provide you with the best-suited life cover and know that your loved ones are taken care of when you are not there to lend financial assistance.
Personal Financial Planning
Your retirement plan and ongoing financial plans are vital. We assist you with advice on financial protection, concepts and goals. We then match product and investment structures to suit your individual needs.
Risk Planning
Risk Planning is essential for all, especially those with dependents and debt obligations. We can assist in analyzing your current risk position and creating tailored Life Insurance, disability insurance and dread disease insurance options that mitigate these risks and provide financial peace of mind.
Estate Planning
This aspect is often neglected and through our network of consultants we can ensure that you have a regularly reviewed and updated estate plan.
Wealth Creation
Retirement can be costly and most often your current retirement policy will not be sufficient, this can be supplemented via wealth creation through structured cost-effective investments.
Personal services:
- AFGRI SureAssist App
- SOS Emergency Service
- Roadside Assist
- Legal Assist
- Home / Office Assist
- Home Drive
- Excess Waiver
- Scratch & Dent Cover
- Tyre & Rim Protect
- Car Hire
ResQ
- Security and Assistance on your phone
- Helicopter emergency service
As a farmer you’re well aware: If you live on a farm in a rural area, you are particularly vulnerable to robberies and attacks – the remoteness of farms and the long response time provide attackers with the opportunity to remain longer, and victims can be subjected to a higher degree of violence than in urban areas where security forces are quicker to the rescue.
The ResQ app provides a facility where the client can add 3 emergency contact numbers. These numbers will be activated and notified when the panic button is activated.
The AFGRI SureServe product is a service plan for your John Deere Tractors and Yellow Equipment and comes as an option on all tractors and yellow equipment.t is available as an option on tractors smaller than the 6 series. The service plan runs for a period of three years or 2000 hours, whichever condition is met first.
The benefits of the plan include:
- Service of equipment not dependant on cash flow
- Service plan can be capitalised on purchase
- Regular services will enhance the second
hand value of the equipment - Trained John Deere technicians can now service your equipment
- Increases the uptime of the equipment
- Tax deductible
Contact us
Our solutions are tailored and can save you time and money because we understand agriculture. Get in touch with us to find out more.
+ 27 11 063 2347
12 Byls Bridge Boulevard | Highveld Ext 73 | Centurion | 0157
AFGRI Insurance Brokers (Pty) Ltd is an Authorised Financial Services Provider
FSP NO. 1435 | Member of FIA
A member of the AFGRI Group.
